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Aegis Funding, catering to real estate investors

Call us to fund your next real estate investment, 714-465-4611

Posted by Aegis Funding on Friday, September 16, 2016

 

ABOUT AEGIS FUNDING

Aegis Funding has been performing mortgage origination and mortgage banking transactions for over 12 years. We have developed a system, based on experience, to not only thoroughly underwrite any type of transaction but also streamline and automate processes for loan servicing; including all necessary precautions for total asset protection.

We are well versed in secondary markets; utilizing our financial background to maximize yields to the mortgage pool. Our years of REO experience help to mitigate risk and potential loss on any problems that might arise during the loan process. If you’re looking for asset protection, a great yield on your investment, and a little joy from helping others, then look no further. You’ve found it with Aegis Asset Backed Securities, LLC.

LOANS

Fix & Flip Loan

As a loan type, fix and flip is used exclusively for residential real estate opportunities that you are looking to rehab and sell within a short period of time, typically 6 to 9 months from the date of purchase.  Investors will purchase a distressed property or fixer-upper, with the intention of ‘fixing’ the damage and improving its look.

  • Loan Amount $50,000 – $2,500,000
  • Loan-To-Value (LTV) Max 75% of the (ARV)
  • No Prepayment Penalties
  • Rates 8.99% to 13%
  • Loan Points 2 to 3

Our Process:

  1. Loan Scenario: Tell us what you need the money for and what you have to offer.
  2. Pre-Approval Letter: Based on your loan scenario we can provide you with a pre-qualification letter within as little as 24 hours.
  3. Gather Docs: We will provide you with a list of documents we need in order to obtain and verify all your information.
  4. Fund Loan: Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.

Commercial Loans

For investors who are looking to purchase, refinance, or draw cash from an investment – private lending offers an alternative route that is faster, more efficient, and focused on the asset more than the borrower. Investors who are looking to secure loans on a short term basis or with credit challenges are the perfect fit for a commercial private money loan. An asset-based underwriting process also allows us to consider creative real estate investments.

  • Loan Amount 2,500,000 – 5,500,000
  • Loan-To-Value (LTV) Max 75% of the (ARV)
  • No Prepayment Penalties
  • Rates 8.9% to 13%
  • Loan Points 2 to 3

Our Process:

  1. Loan Scenario: Tell us what you need the money for and what you have to offer.
  2. Pre-Approval Letter: Based on your loan scenario we can provide you with a pre-qualification letter within as little as 24 hours.
  3. Gather Docs: We will provide you with a list of documents we need in order to obtain and verify all your information.
  4. Fund Loan: Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.

2nd Trust Deed Loan

You can obtain up to 65% loan to value including the existing 1st Mortgage. Another advantage of obtaining a 2nd Trust Deed Mortgage is you can get money to improve your home and avoid paying or it over a 30 year period. A final advantage to obtaining a 2nd Trust Deed Mortgage is getting funding, and if the intent was Business, please consult your Accountant that it may be a Business write off.

  • 1st Mortgage Stays in Tact
  • Loan for a Short Period of Time
  • Can be a Business Write Off
  • Quick Money for Construction Projects

Our Process:

  1. Loan Scenario: Tell us what you need the money for and what you have to offer.
  2. Pre-Approval Letter: Based on your loan scenario we can provide you with a pre-qualification letter within as little as 24 hours.
  3. Gather Docs: We will provide you with a list of documents we need in order to obtain and verify all your information.
  4. Fund Loan: Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.

Buy & Hold Loans

Our buy and hold loans on residential real estate have been a great source of success for many of Aegis Funding’s top clients. With traditional lenders limited to lending on owner-occupied or primary residences, Aegis Funding is the top private money lender in the market on non-owner-occupied residential properties.

  • Loan Amount 2,500,000 – 5,500,000
  • Loan-To-Value (LTV) Max 75% of the (AVR)
  • No Prepayment Penalties
  • Rates 8.9% to 13%
  • Loan Points 2 to 3

Our Process:

  1. Loan Scenario: Tell us what you need the money for and what you have to offer.
  2. Pre-Approval Letter: Based on your loan scenario we can provide you with a pre-qualification letter within as little as 24 hours.
  3. Gather Docs: We will provide you with a list of documents we need in order to obtain and verify all your information.
  4. Fund Loan: Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.

Other Loan Products

We understand that each project demands a different type of loan. This is why we offer a variety of other products that will fit your needs and allow you to obtain the capital you want.

  • Max Loan Amount: 2,000,000
  • Terms (in months): 12 Months
  • Average Interest: 10.25%

At first, loan options may be hard to understand, but when you actually break down the most common loan types, it’s easier to know which is the best fit for the project. Whether you’re doing your very first fix & flip or you want to expand your existing property portfolio, you’ll be a savvier, more confident shopper if you know all the options we carry.

  • Rehab Fix & Flip
  • Buy, Rehab & Hold
  • Short Sale Challenges/REO’s
  • Cash-Out Refinance

Our Process:

  1. Loan Scenario: Tell us what you need the money for and what you have to offer.
  2. Loan Recommendation: Our team will review your scenario and determine what options are available to you.
  3. Pre-Approval Letter: Based on your loan selection we can provide you with a pre-qualification letter within as little as 24 hours.
  4. Gather Docs: We will provide you with a list of documents we need in order to obtain and verify all your information.
  5. Fund Loan: Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.
Business Website Address
Business Phone Number
714-465-4611
Business Address
2100 Main Street. Suite #265
Huntington Beach, CA 92648
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About Us

Athas Capital Group’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box. Our flexible products offer financial solutions to meet these challenges, with options for both owner occupied and non-owner occupied residential properties in 45 states…and growing. Athas Capital Group also offers financing for income-producing commercial properties, including multi-family, mixed-use, office and retail buildings.

 

Loan Products

Non-Prime Owner-Occupied Consumer Purpose

For the owner-occupied borrowers with less than perfect credit, challenges with proof of income or just need to close quickly. ACG offers consumers the ease of finance with lower than expected rates. This program varies between traditional income documentation to alternative forms of proof of income documentation. Athas even finances borrowers with fico scores as low as 550! Our maximum DTI is as high as 55% with LTV’s as high as 90%. We offer a creative solution for hard to finance owner-occupied homes.

  • Alternative Doc: VOE only, 1099 only, K1 only, P&L only (no bank statements)
  • Traditional Alt Doc: 12 and 24 months personal or business bank statements
  • Traditional Full Doc: W2’s & Paystub (wage earner), 1040’s (self-employed)
  • $50,000 – $4,000,000
  • Lending to Individuals and Trusts
  • 5/1, 7/1 arms and 30 year fixed
  • DTI’s up to 55%
  • LTV’s up to 90%
  • No liquid cash reserves needed up to 85% ltv
  • Rates as low as 4.50%
  • 100% Gift Funds – OK
  • Gift of equity-OK
  • Non-Warrantable Condo – OK
  • Condotels – OK
  • Lease Option Buyout using current appraised value – OK
  • Rural Properties – OK
  • Green Card Holder – OK
  • ITIN borrowers – OK
Lending Territory

Residential: Nationwide except: AK, AR, DE, DC, IN, IA, MI, MN, NV, ND, OH, PA, RI, SD, VT 

Non-Prime N/O/O Business Purpose

Borrowers looking to refinance N/O/O SFR, Condo, and 2-4-unit properties can look for some of the best rates in the Non-QM industry with our Business Purpose Program. Long term (30 years) loans with NO balloon payments and Interest only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.

Long Term Hard-Money Bridge

Borrowers looking to refinance N/O/O SFR, Condo, and 2-4-unit properties can look for some of the best rates in the Non-QM industry with our Business Purpose Program. Long term (30 years) loans with NO balloon payments and Interest only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.

Hard-Money Bridge

Every borrower deserves a loan, and with our bridge loan product they can get it. Those borrowers looking to refinance N/O/O SFR, Condo’s, Condotels, and 2-4-unit properties, we have a loan for them. We even finance properties in rural areas and those with minor deferred maintenance. With increased loan amounts and just about any credit profile, ACG is the home for your next bridge loan request. Our bridge products are usually used by Real Estate owners that only want to borrow money for a short period of time (up to 36 months), then want to exit out of our loan to obtain bank financing.

Business Website Address
Business Phone Number
(877) 877-1477
Business Address
27001 Agoura Road Suite 200 Calabasas Hills, CA 91301
91301
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About

No Income or No Credit? NO PROBLEM! We are a Private Lender that funds Fix & Flip, Rental and Hard Money Loans in days

We are a Direct Private Hard Money Lender that gets loans funded in days, not months that banks and other mortgage companies cannot or will not fund. We offer true No Income – NO DOC Loans, Fix & Flip, Long Term Rental Loans, Cash out or Purchase, in addition to our Business, Personal and Commercial Loans.

We also offer Joint Ventures opportunities to Real Estate Investors, Realtors, and Contractors who are looking to buy Fix & Flip properties. Brass Financial Group will partner with you and put up 100% of the funds needed in return for a percentage of your profits. Call today to learn more and reserve your funds!

Loan Programs

Fix And Flip:

We make sure our fix and flip loans get closed in a quick and convenient manner so that you can get the funding for your project easily! Call one of our loan experts at (609) 800-FUND to discuss a possible loan.

  • Income Required: None
  • Min. FICO: None
  • Rates: 7.99-14%
  • LTV: 75%
  • Renovation Financing: Up to 100%
  • Down Payment: 0-20%

No Income Business Loans:

A No Doc Business loan from Brass Financial Group is the easiest and quickest way to get your business the cash it needs. With no income verification required and no minimum FICO score, being approved is easier than ever!

Call one of our Business Loan Professionals today to learn more about our wide array of No Income Business Loans to meet your needs. We help Entrepreneurs obtain the capital they need to succeed and we are looking forward to helping your business as well.

Hard Money:

Our goal at Brass Financial Group is to help all of our clients get the money that they need WHEN they need it. A Hard Money loan is the quickest way to secure funding for a property. Look below for the details of our program!

  • Experience Needed: None
  • Loan Term: 1-3 Years Interest-Only Payments
  • Rates: 8.99-14%
  • LTV: Up to 85%
  • Min. FICO: None
  • Income Required: None

No Income Rental Loans:

If you would like more information regarding our rental loan program, contact us at (609) 800-FUND to speak with one of our loan professionals.

  • Max LTV: 75%
  • Loan Term: 3, 5, 7 Year ARM – 30 Year Term
  • Rates: 4.99%& Up
  • Income Required: None
  • Lending Areas: Nationwide

No Income Commercial Loans:

Our Commercial loan program makes it easy to get approved quickly! With flexible terms and convenient closings, this is the ideal program for all.

  • Max LTV: 75%
  • Closing Time: 30 Days or Less
  • Rates: Starting at 4.99%
  • Income Required: None
  • Lending Areas: Nationwide

Residential Mortgages:

Brass Financial Group is proud to offer traditional mortgages in addition to our renowned No Doc programs! We are proud to be able to offer the following residential loan options:

  • Conventional
  • FHA
  • USDA
  • VA
  • HUD
  • Fannie Mae
  • Freddie Mac

 

Business Website Address
Business Phone Number
(609) 800-FUND
Business Fax
(609) 601-6501
Business Address
1145 Asbury Ave.
Ocean City, NJ 08226
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Loan Programs:

Spec Revolving Lines:

The SPEC Revolver / 5 Year Line program is for professional builders wanting to better optimize pricing and terms. Just as with our Construction Loans, expect nothing less than impeccable service including a dedicated loan representative and the potential for same-day draws. Make your funding reliable, simple, and fast.  If you would be a first-time client, consider starting your Builder Finance Inc. relationship with a regular Construction Loan before progressing to this.

Cost:

  • Rates as low as 6.99% fixed.
  • 2-3 points total for the entire 5-year term.

Maximum loan-to-cost:

  • 99%

Features:

  • “Skip” monthly payments.
  • Same day draws possible.
  • Projects up to $3.5+ million.

Construction Loans:

Interest rate:

  • 4.99 to 7.99% rate.
  • No monthly interest rate payments (14 months).

Maximum loan-to-cost:

  • 75% (65% new borrower).
  • 85% possible if land subordinate.

Features:

  • Same day draws possible.
  • Limited recourse available
  • And more…

Rental Loans:

    1 point. 4.25%-6.25% fixed rate.
5/2 ARM for investors wanting certainty and flexibility.
We fund and service Investment Property Loans

Loans to Acquire or Refinance an existing investment property:

PRICING: 5 Years = LOW Rates = 4.25%-6.25% investment property mortgage rates.

FLEXIBILITY: A 2-year extension option if need more time at the greater of Prime +1% and the rate during the initial term.

SERVICE: Unlike many lenders, we fund AND service our own investment property loans – we’re just an email or phone call away to help!

Build-2-Rent:

Single close, 5-year term.

The smart, easy way to build a rental property and then to hold it as a rental. One loan closing. Great terms. Great rates. Consistent service – we fund and hold our loans on the balance sheet. 

TERMS:

Size:

  • Loan size $100,000 – $650,000. Call for larger loans.
  • Loan-to-cost  75% – subject to qualifications.

Structure:

  • Term: 5 years (1 year for construction).
  • Recourse: Full
  • Payment: Year 1: Interest only with interest reserve. Years 2-5: Interest only available.

Costs:

  • Origination fee: 2%
  • Interest rate: 6.50%
  • Other: Third-party cost, $500 closing fee.

 

Business Website Address
Business Phone Number
800.752.0401
Business Address
55 E. 59th St., Sixth Floor
New York, NY 10022
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Loan Programs

Hard Money Loan:

  • Loan Amount: $75,000 – $10 Million
  • Term Length: 6 – 36 months
  • Max LTV: Up to 80%
  • Amortization: Interest only
  • Interest Rate: Starting at 7.49%
  • Closing Time: 3 – 7 Days
  • Loan Use: Purchase, refinance, cash-out, construction, renovation

Fix and Flip Loan:

  • Loan Amount: $75,000 – $5 Million
  • Term Length: 12 – 18 Months
  • Max LTV: 85%
  • Max LTC: 90%
  • Amortization: Interest only
  • Interest Rate: Starting at 7.49%
  • Closing Time: 7 – 10 Days
  • Loan Use: Purchase, refinance, cash-out, construction, renovation

Rental Investment Loan:

  • Loan Amount: $75,000 – $1.5 Million
  • Term Length: 30 years
  • Max LTV: 85% (Purchase), 80% (Refinance & Cash-out)
  • Amortization: 30 YR, 3 YR I/O, & 5 YR I/O
  • Interest Rate: Starting at 5.25%
  • Min. Credit Requirement: 650 FICO
  • Closing Time: 10 – 14 Days
  • Loan Use: Purchase, Refinance, Cashout

Small Balance Commercial Loan:

  • Loan Amount: $250,000 – $5 Million
  • Term Length: 1 YR, 2 YR, 5 YR, and 10 YR Terms
  • Max LTV: Up to 80%
  • Amortization: Interest only or Full Amortization
  • Interest Rate: Starting at 6.35%
  • Closing Time: 10 – 17 Days
  • Loan Use: Purchase, refinance, cash-out

Commercial Bridge Loan:

  • Loan Amount: $250,000 – $20 Million
  • Term Length: 6 – 36 months
  • Max LTV: Up to 75%
  • Amortization: Interest only
  • Interest Rate: Starting at 7.99%
  • Closing Time: 7 – 14 Days
  • Loan Use: Purchase, refinance, cash-out, construction, renovation

Multifamily Bridge Loan:

  • Loan Amount: $250,000 – $10 Million (larger loans case by case)
  • Term Length: 3 – 24 months
  • Max LTV: 90%(Combined) 80%(Purchased) 75%(Refinance) 65%(Cash out)
  • Amortization: Interest only
  • Interest Rate: Starting at 7.99%
  • Credit Requirement: 575 FICO
  • Closing Time: 10 – 14 Days
  • Loan Use: Purchase, refinance, cash-out, construction, renovation

Ground Up Construction Loan:

  • Loan Amount: $250,000 – $10 Million
  • Term Length: 6 – 36 months
  • Max LTV: Up to 75%
  • Max LTC: Up to 85%
  • Amortization: Interest only
  • Interest Rate: Starting at 8.49%
  • Closing Time: 17 Days
  • Loan Use: Purchase, refinance, cash-out, Construction on Entitled or Shovel Ready Land

Foreign National Loan:

  • Loan Amount: $75,000 – $10 Million
  • Term Length: 6 – 36 months
  • Max LTV: Up to 70%
  • Amortization: Interest only
  • Interest Rate: Starting at 7.99%
  • Closing Time: 5 – 7 Days
  • Loan Use: Purchase, refinance, cash-out, construction, renovation
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Business Phone Number
(866) 999-2011
Business Address
5550 Glades Road
Boca Raton, FL 33431
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Loan Programs

Capstone Financial will provide you with recommendations that will help you achieve short-term and long-term goals. We fund private money loans nationwide. Whether you are looking for a private money lender or subprime lender, we are able to fund your loan fast. Our offered loan types include fix and flip, rehab, commercial, and residential bridge loans.

FIX & FLIP

Are you looking for a fix and flip loan with an easy funding process? Need Rehab money funded as well? Capstone Financial’s National lending platform is right for you! We offer an option to conventional funding that is great for fix and flip projects. Just fill out the form and we’ll have you an approval answer in 24 hours!

We help you to grow your fix & flip business by providing funding for single-family residential fix & flip projects nationwide.

When you choose us for your hard money lender, you will come to know that our process is streamlined and efficient. We fund up to 80% of the purchase price, plus 80% of the Rehab budget, so you have more money in reserve for operating costs.

Information:

  • Asset underwritten, most of the approval decision is based on property value.
  • We do not charge an annual fee in most circumstances.
  • Less documentation
  • Competitive rate

Benefits: 

  • Offered nationwide
  • Professional guidance
  • High-tech security and privacy
  • FDIC loan servicing so you get payoff info fast when you want to close

Terms:

  • 6-36 months for loans
  • 1-4 pts
  • 12- 18% percent

 

RESIDENTIAL

When it comes to residential hard money loans, there are many choices open to borrowers. Our residential hard money loans provide you with the fast funding and loan terms that you need to help you reach your real estate goals.

It is the mission of Capstone Financial, to provide a true direct lending platform, offering defined and concise funding parameters you can rely upon for your non-prime residential and commercial funding needs. Our clients enjoy dealing with us as our lending programs are very straight forward and easy to understand.

We provide direct hard money lending for real estate investors who specialize in 1-4 family properties. So, get fast, reliable funding, when you need it. We are the right destination for you to close more transactions and maximize profits. We are fully capitalized and provide a large tariff of loan choices for the residential investor.

We offer residential hard money for following property types:

  • Single Family Residence
  • Condominium
  • Apartment
  • Duplex, Triplex, Quadraplex
  • Fix and Flip or Fix and Hold

As a direct hard money lender, Capstone will process, underwrite, and fund all hard money loans in our office. We understand real estate hard money lending and have a proven track record for the same. We have funded many hard money loans with hundreds of satisfied borrowers, brokers, and real estate professionals.

COMMERCIAL

Capstone Financial provides private money or “hard money” loans for Commercial real estate investments. As one of the premier hard money lenders, we provide secure funding for commercial and qualifying residential investments.

We can also offer you a nationwide commercial mortgage program for clients with hard money needs for a larger geographic area.

Commercial hard money programs are an opportunity for borrowers who do not qualify for our core programs to overcome adverse situations and obtain a commercial mortgage. Our softer hard money program will feature the same common-sense approach to lending as our standard programs, as well as the speed and attention to detail you trust.

We include the following property types for commercial hard money loans:

  • Office Buildings
  • Apartment Complexes
  • Senior Housing
  • Hospitality
  • Self Storage
  • Industrial Buildings (Light)
  • Retail Shops
  • Strip Malls
  • Shopping Centers
  • Automotive (no in-groud lifts)
  • Almost any income-generating commercial property

Being a quality private money or hard money lender, we understand that every client is unique and timing is everything, especially when it comes to investment properties. In Capstone Financial, you have a true professional private money lender for commercial and residential real estate investments.

We have been closing nonconforming commercial mortgages for years, and we’re excited to provide this softer hard money program that allows us to offer you more services and strengthen our relationship.

Business Website Address
Business Phone Number
(480) 336 2828
Business Address
160 N 82nd Place
Scottsdale, AZ 85257
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Center Street Lending

Posted by Center Street Lending Corp. on Tuesday, May 5, 2020

 

Our Difference

We are personally invested in each and every loan. We deliver easy transactions that are competitively priced and swiftly executed. Above all, we are committed to our customers’ success because when they succeed it’s good for everyone.

Loan Programs

Fix/Flip Program

For seasoned investors who buy, rehab and sell residential properties of up to 4 units.

Loan Features:

  • $100,000 – $2,500,000 loan amount
  • Flexible underwriting with minimal documentation
  • Quick closing time – 10 days or less
  • Maximum LTV (purchase): 85%
  • Maximum LTARV (after-repair value): 75%
  • Maximum LTC construction: 85%
  • Extremely competitive rates and points
  • Loan term: 6-18 months
  • Extensions options available
  • In-house easy draw process: fulfilled in four days
  • Property types: single-family residence, 2-4 units, townhomes, planned unit development, condominium
  • All properties must be non-owner occupied
  • No prepayment penalties
  • Markets: AZ, CA, CO, DC, FL, GA, MD, NC, OR, TN, TX, VA & WA
  • Foreign national: subject to a lower LTC/LTV threshold

Loan Benefits:

  • Easy lending on residential and rehab projects
  • Create more opportunities with fast loan turnaround
  • Less capital required to complete a project
  • You are covered if projects are extended
  • Quick access and hassle-free draws

Rental Program

Our rental program is for seasoned investors who buy and rent residential properties up to 4 units.

Loan Features:

  • Loan Amount: $150,000 – $1,500,000 ($50,000/unit min.)
  • Loan term: 30 years, 3 years fixed
  • Prepay: 3% prepay first 3 years, 3/2/1 available
  • Rates and points:  Extremely competitive
  • Maximum LTV: Up to 75%
  • Cash-out available: Certain terms apply
  • Quick closing time: 10 days or less
  • Underwriting: Flexible with minimal documentation
  • Property types: Single-family residence, 2-4 units,
    townhome, planned unit development & condominium
  • Markets: AZ, CA, CO, DC, FL, GA, MD, NC, TN, TX, VA & WA
  • Occupancy: Non-owner occupied properties only
  • Foreign nationals: Subject to a lower LTV threshold
  • Minimum DSCR: 0.75

Loan Benefits:

  • Create more opportunities with fast loan turnaround
  • Easy lending with limited documentation required
  • Simple process with a loan based on DSCR vs. tax returns

Ground Up Construction Program

Our ground-up construction program is for seasoned investors who need capital to start projects right away.

Loan Features:

  • Loan Amount: $250k minimum
  • Fico Score: 680 minimum
  • Loan term: 9 to 18 months
  • Prepay: No pre-payment penalty
  • Rates and points:  Extremely competitive
  • Maximum LTC/LTV: Up to 75%
  • Cash-out available: Certain terms apply
  • Quick closing time: 10 days or less
  • Underwriting: Flexible with minimal documentation
  • Property types: Single-family residence, 2-4 units,
    townhome, planned unit development & condominium, Multi-units < 20
  • Markets: AZ, CA, CO, DC, FL, GA, MD, NC, OR, TN, TX, VA & WA
  • Occupancy: Non-owner occupied properties only
  • Ground up experience required

Loan Benefits:

  • Create more opportunities with fast loan turnaround
  • Easy lending with limited documentation required
  • Quick, hassle-free draws to keep your construction projects moving

Bridge Loan Program

Our bridge loan program is for seasoned investors who need a bridge loan to close quickly on a property.

Loan Features:

  • Loan Amount: $100k minimum
  • Fico Score: 620 minimum
  • Loan term: 6 to 24 months
  • Entity ownership preferred
  • Rates and points:  Extremely competitive
  • Maximum LTC/LTV: Up to 75%
  • Cash-out available: Certain terms apply
  • Quick closing time: 10 days or less
  • Underwriting: Flexible with minimal documentation
  • Property types: Single-family residence, 2-4 units,
    townhome, planned unit development & condominium. Multi-units < 20
  • Markets: AZ, CA, CO, DC, FL, GA, MD, NC, OR, TN, TX, VA & WA
  • Occupancy: Non-owner occupied properties only

Loan Benefits:

  • Create more opportunities with fast loan turnaround
  • Easy lending with limited documentation required
  • No existing leases required, must be rent ready
Business Website Address
Business Phone Number
866.337.1062
Business Address
18301 Von Karman Ave., #330
Irvine, CA 92612
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Programs:

Rental

GENERAL GUIDELINES

  • Portfolio or Single Asset loans
  • 30 year loans, fixed for 5, 7, or 10 years
  • Interest only for fixed period
  • Min. FICO: 600
  • Max LTV: 75-80% (Purchase, R & T, Cash-Out)
  • Property Types: SFR, 2-4 units, Condos, PUD’s, Townhomes
  • Loans to individuals or entities
  • Currently lending in AZ, CA, CO, FL, GA, HI, ID, IL, NC, NJ, NV, OR, PA, SC, TN, TX, UT, VA & WA; more states to come
  • Non-owner occupied only
  • Stabilized rental properties (leased or soon-to-be leased)
  • Bank statements only / no personal income verification
  • No DTI requirements for borrower
  • Non-Recourse available
  • Minimal DSCR requirements
  • Lender Fee: $1,195
  • No yield maintenance – sliding pre-pay only

Multifamily

LENDING GUIDELINES
ELIGIBLE LOCATIONS MSA’S in the following states: AZ, CA, CO, FL, GA, HI, NC, NV, OR, SC, TN, TX, UT, WA
PROPERTY TYPES Multifamily 5-100 Units
LOAN AMOUNT $500k to $10MM
LOAN TERM 1, 2 and 3 year loans
AMORTIZATION Fixed rate, interest only
LTC/LTV Up to 75% Loan to Cost and maximum 70% Loan to Value of stabilized value
DSCR Stabilized minimum 1.25x DSCR underwritten cash flow using prevailing rates at market rents
PROCESSING FEES $1,500 paid at closing
RESERVES No Rehab Component – Stabilized Property: 6 months interest
No Rehab Component – Non-Stabilized: 8 months interest
Extensive Rehab Loans/No Rehab Advance: 12 months interest + 100% of rehab budget
Extensive Rehab Loans/Rehab Advance: 12 months interest + 20% of rehab budget
SPONSOR / BORROWER Creditworthy individual(s) or entity acceptable to Lender with sufficient liquidity and net worth
BORROWING ENTITY LLC, Corporation, Trust (SPE may be required at lender’s discretion)
RECOURSE Non-recourse, with the exception of industry standard “bad boy” carve outs
ASSUMABLE No
PREPAYMENT 1yr loans: no minimum interest | 2yr loans: 8 months minimum interest | 3yr loans: 12 months minimum interest

Bridge

GENERAL GUIDELINES

  • Non-owner Occupied Only
  • Lending in AZ, CA, CO, FL, GA, HI, ID, NC, NV, OR, SC, TN, TX, UT, VA & WA; more states to come
  • Purchase, Refinance, Cash Out, Rehab
  • 75-80% LTV
  • $100K-$7.5 Million
  • SFR, 1-4, 5+, Condos
  • Interest Only Payments
  • Stated Income/Bank Statements Only
  • No Minimum FICO Requirements
Business Website Address
Business Phone Number
(888) 201-3780
Business Address
2015 Manhattan Beach Blvd
Redondo Beach, CA
90278
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About Columbus Capital Lending

Columbus Capital Lending is a mortgage lender with the headquarters located in Miami, Florida; with licenses in Florida and North Carolina. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.

Vision

We believe in the power of homeownership and the proven safety, stability, wealth and improved quality of life it has created for families and communities. Columbus Capital Lending is committed to promoting and protecting sustainable homeownership for all segments of America through its focus on retail mortgage originations of home purchase mortgages.

 

We seek to become a national force for sustainable homeownership, reaching out to underserved communities and expanding to other markets.

Business Website Address
Business Phone Number
877-CCL-1492
Business Tags
Business Address
9955 N Kendall Drive, 2nd Floor

Miami, FL 33176
33176
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RESIDENTIAL LOAN PROGRAMS

PRIVATE MONEY BRIDGE LOANS

  • RATES: 7.99% – 13.99%
  • LOAN TO VALUE: UP TO 70% LTV
  • LOAN AMOUNTS: $80,000 – $15,000,000***
  • LOAN POINTS: DEPENDING ON THE STRENGTH OF THE FILE, EQUITY POSITION, EXIT STRATEGY, EXPERIENCE & ETCS.
  • EVALUATION PROCESS: Appraisal From Vendor List (Can Except 3rd Party Appraisals CBC)
  • LOAN PURPOSE: BUSINESS, COMMERCIAL ONLY (NO CONSUMER LOANS)
  • LOAN TERMS: 3 – 12 MONTHS INTEREST ONLY (13-24 Months CBC)
  • MINIMUM FICO:  **620 FICO
  • LOCATION: ALMOST NATIONWIDE
  • LOAN TO PURCHASE: UP TO 75% LTP*
  • COMBINED LOAN TO VALUE: 90%CLTV (100%CBC)
  • PROPERTY TYPES: NON-OWNER SFR, 2-4 UNITS & CONDOS, TOWNHOMES
  • LIEN POSITION: SENIOR LIEN POSITION ONLY
  • VESTING: ENTITIES ONLY
    (CORP., LLC, LP)
  • LOAN PURPOSE: PURCHASE, CASH OUT, RATE & TERM
  • TITLE SEASONING: NO SEASONING
  • PREPAYMENT PENALTY: NONE

PRIVATE MONEY FIX N FLIP LOANS

  • RATES: 7.99% – 14.99%
  • AFTER REPAIR VALUE: UP TO 60% ARV
  • LOAN AMOUNTS: $80,000 – $10,000,000
  • LOAN POINTS: DEPENDING ON THE STRENGTH OF THE FILE, RESUME OF GC
  • EVALUATION PROCESS: APPRAISAL MUST HAVE AS-IS VALUE & ARV
  • LOAN PURPOSE: FIX & FLIP, FIX & HOLD
  • LOAN TERMS: 3 – 12 MONTHS INTEREST ONLY (CBC UP TO 18 MONTHS)
  • MINIMUM FICO: 575 (CBC DOWN TO 525)
  • LOCATION: ALMOST NATIONWIDE
  • LOAN TO PURCHASE: UP TO 70% LTP
  • CONSTRUCTION EVALUATION: 3RD PARTY STUDY REQUIRED
  • PROPERTY TYPES: NON-OWNER SFR, 2-4 UNITS.
  • LIEN POSITION: SENIOR LIEN POSITION
  • VESTING: ENTITIES ONLY (CORP., LLC, LP)
  • TITLE SEASONING: NO SEASONING
  • PREPAYMENT PENALTY: NONE

CROSS COLLATERAL BLANKET LOANS

  • RATES: 8.50% – 14.99%
  • LOAN TO VALUE: UP TO 70% LTV
  • LOAN AMOUNTS: $80,000 – $15,000,000
  • LOAN POINTS: DEPENDING ON THE STRENGTH OF THE FILE,
  • EVALUATION PROCESS: Appraisal From Vendor List (Can Except 3rd Party Appraisals CBC)
  • LOAN PURPOSE: BUSINESS, COMMERCIAL ONLY (NO CONSUMER LOANS)
  • LOAN TERMS: 3 – 12 MONTHS INTEREST ONLY (13-24 Months CBC)
  • MINIMUM FICO: **580 FICO
  • LOCATION: ALMOST NATIONWIDE
  • LOAN TO PURCHASE: UP TO 75% LTP
  • COMBINED LOAN TO VALUE: 90%CLTV (100%CBC)
  • PROPERTY TYPES: NON-OWNER SFR, 2-4 UNITS & CONDOS
  • LIEN POSITION: SENIOR LIEN POSITION
  • VESTING: ENTITIES ONLY (CORP., LLC, LP)
  • LOAN PURPOSE: PURCHASE, CASH OUT, RATE & TERM
  • TITLE SEASONING: NO SEASONING
  • PREPAYMENT PENALTY: NONE
Business Phone Number
866-897-6966
Business Address
20422 Beach Blvd., #445
Huntington Beach, CA 92648
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ABOUT US

Before there were online or hedge fund-backed lenders, there was, and still is, EquityMax.  We are an efficient, hard-working operation that has always had a singular focus: catering to real estate investors.  We spend every minute of every day finding, selling, and funding deals on time, every time.  Established in 1990 to serve the needs of the real estate investment community, EquityMax has grown to one of the leading direct lenders in Florida, while also catering to out-of-state markets.  These include Georgia, South Carolina, North Carolina, Tennessee, Alabama, and more! With our help and a solid effort on your part, you should be able to profit handsomely in the business of real estate investing.

Our knowledgeable personnel has over 60 years of combined real estate experience to aid in any and all of your real estate transactions.
The EquityMax staff includes:

  • State-licensed Real Estate Brokers
  • 10 state-licensed Real Estate Broker Associates
  • 2 licensed, NMLS-recognized Loan Originators
  • Fully bilingual support staff.  HABLAMOS ESPANOL!

LOAN PROGRAMS

Fix and Flip / Cash-Out REFI

Quick Financing for the investor who wants to get in, get out, and move onto the next project.  If you already own a property outright, EquityMax can collateralize that real estate for direct funds to use on your next investment purchase.

  • Flexible LTVs (based on both Purchase Price and ARV)
  • Competitive Rates (Interest-Only and/or Fully Amortized options)
  • Minimal Insurance Requirements (No Wind / Flood / Builder’s Risk required)
  • No Balloon / No Prepayment Penalty
  • Free Comparable Analysis
  • Free Repair Analysis

Foreign National Loans

Hassle-free options for investors who do not meet standard credit qualifications.

  • ZERO prequalification financing
  • No Credit Required
  • No Asset Verification, Foreign or Domestic
  • No Personal Guarantee
  • All Residential and Commercial Property considered, including Condos

Non-Recourse Lending

Tailored loans for investors who invest with their alternative investment accounts.

  • Purchase properties through your Self-Directed IRA
  • Unique financing options with no personal guarantee
  • Profits are Tax-Deferred
  • Zero Prequalification or Documentation Required
  • Access to a preferred list of real estate-focused custodian servicers

Transactional Funding

Reliable, guaranteed financing for wholesalers who specialize in the “double closing”.

  • Perfect for Wholesalers
  • 100% of funds, including closing costs, financed by Lender
  • No Minimum or Maximum Loan Amounts
  • Title Company-Friendly
  • 1-3 Day Funding
  • For Transactions Under $1mm, starting at 1% of Loan Amount or $1,000, whichever is greater
  • For Transactions Over $1mm, inquire about specific terms

 

 

Business Website Address
Business Phone Number
(954) 267-9103
Business Fax
(954) 771-2407
Business Address
6216 N. Federal Hwy.
Ft. Lauderdale, FL 33308
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LOANS

 

Fix-and-Flip Bridge Loans

  • Low cost: Alongside competitive and low rates, we offer low origination points, high leverage, and no application fee.
  • Simple and fast process: We combine reliable funding, fast close times, and easy-to-use technology to create a financing experience that alleviates confusion.
  • Flexible experience: Our expert team works with you to support your individual needs, providing rates and points that get better as you flip more.
  • Rates as low as 7.95%
  • Closing fees as low as $999
  • Close in as few as 5 days
  • No application fee
  • Online access to your loans
  • Dedicated experience manager

 

Rental Loans

  • High leverage: Finance up to 80% of your property’s value.
  • Low-document process: Move quickly with no personal income verification, no reserve requirements, and no minimum DSCR.
  • Streamlined technology: Our online dashboard paired with support from our team creates a simplified, reliable experience.
  • 2-4plex, detached-pud, and single-family properties (Non-owner-occupied rental properties only)
  • Individual and entity borrowers eligible
  • Minimum 640 FICO requirement
  • Cash-out up to $500,000 after 6 months (Cash-out LTV based solely off of appraised value, not cost basis)
  • No prepayment penalty after 3 years
  • No hard credit pull
Business Website Address
Business Phone Number
844-415-4663
Business Address
315 Montgomery St., Floor 16, San Francisco, CA 94104
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Loan Programs:

FixNFlip

Lima One Capital offers a wide variety of fix and flip (FixNFlip) investment property loans for the real estate investor looking to purchase and rehab an investment property. Our full offering of FixNFlip, Construction, Cash Out, and Bridge Plus loan programs provide investors the ability to capitalize on the fantastic real estate opportunities that exist across our entire lending area.  At Lima One Capital we have a passion for real estate and providing the best financing solutions for real estate investors across the country as they pursue their real estate investing goals.

  • FixNFlip:

For the investor who wants to purchase and renovate an investment property in order to sell it.

Term Length: 13 months

  • Bridge Plus:

For the investor looking to quickly purchase or refinance for resale or bridge to long term financing.

Experience:: 5+ completed flips in the last 36 months
Term Length: 13 months

  • Heavy Rehab:

For the investor who owns an investment property and is in need of capital for construction.

Term Length: 13 months

  • Cash Out:

For the investor who owns an investment property free-and-clear and desires to leverage that property for any reason.

Down Payment: 0% (if the property is owned outright)
Term Length: 13 months

Rental Property Loan

Lima One Capital’s rental property loan programs provide investors of all experience levels the ability to purchase, refinance, or cash-out individual rental properties, as well as entire portfolios. Explore the options below to find a rental property loan program perfect for your needs.

  • Rental30 Loan Overview: 

Term Length: 30 Year, Fully Amortized

Property Types: SFR 1-4/PUDs/Condos
Single Property & Portfolios
Minimum Loan Amount: $75,000
Maximum Loan Amount: $1,000,000
Minimum Credit Score: 680
Debt-to-Income for Borrower: None

Multifamily Loan

If you’re looking to purchase or refinance a multi-family real estate property — comprised of 5 or more units — in need of value-add rehab or currently turnkey ready, our Multifamily loan program is perfect for you.

Lima One Capital’s loan product is industry-leading, requiring a low down payment, and the ability to roll fees and closing costs into the loan.

This unique loan program provides you with the flexibility and leverage to capitalize on multi-family real estate investment opportunities nationwide, whether it’s a value-add project or a short-term hold for seasoning purposes.

Multifamily Loan Overview

  • Value-Add Rehab: 

Loan Purpose: Acquisition, Rehab, Refinance, Cash-Out Refinance
Term:
 2 years
Interest Only: Yes
Interest Rate: As low as 7.49%
Interest Rate on Undrawn Rehab Funds: 0%
Prepayment Penalty: None
Rehab Funds: Yes
Loan Limits: $250,000 – $2.5MM
Loan-to-Cost (Purchase): 75%
Loan-to-ARV (Refinance): 70%
Cash-Out Refi: Available (50% LTV Cap)
Non-Recourse Available: Yes

  • Stabilized:

Loan Purpose: Acquisition, Refinance, Cash-Out Refinance
Term:
 2 years
Interest Only: Yes
Interest Rate: As low as 6.99%
Interest Rate on Undrawn Rehab Funds: N/A
Prepayment Penalty: None
Rehab Funds: None
Loan Limits: $250,000 – $2.5MM
Loan-to-Cost: N/A
Loan-to-Value: 70%
Cash-Out Refi: Available (50% LTV Cap)
Non-Recourse Available: Yes

  • Loan Advantages: 

Non-Recourse Option: Available
“As-Is” DSCR Requirements: None
Closing Costs Rolled into Loan Amount:
Yes
Interest Charged on Undrawn Rehab Funds: None
Eligible Markets: Primary, Secondary & Tertiary
Eligible Property Classes:
Class A, Class B & Class C
Optional Minimum Interest Lock-in 
Deferred Origination Fee Option
Fast due diligence and closings
Dedicated analyst for each loan file

Business Website Address
Business Phone Number
1 (800) 390-4212
Business Address
201 East McBee Ave.
Suite 300
Greenville, SC 29601
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RCN Capital offers short-term and long-term financing options for real estate investors. Whether you are looking to fix & flip properties or hold properties for rental income, RCN has flexible options that are suited to your needs.

Loan Programs

  • FIX AND FLIP

  • RENTAL FINANCING

  • RENTAL FINANCING

  • MULTI-FAMILY

Business Website Address
Business Phone Number
860.432.5858
Business Address
75 Gerber Rd East
Suite 102
South Windsor, CT 06074
06074
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Sharestates is the Choice for Real Estate Investors Nationwide

Learn just how Sharestates' online real estate investment marketplace provides hard money loans for borrowers and high returns for investors.

Posted by Sharestates on Wednesday, February 13, 2019

 

Loan Programs

Sharestates is asset class agnostic. Whether it’s a Residential 1-4 Family property, Multi-Family property, Mixed-Use property, or otherwise – we’re here to provide you with the funding you need.  You’d just need to pass our 34-point screen that emphasizes your credit score, experience, and track record. Our platform can provide you with short term bridge loans, mid-term, and/or long-term rental loans. Programs are detailed below:

Bridge Loans

  • Asset Classes: Residential, Multi-Family, Mixed-Use, Retail/Office
  • Rates Starting At: 7.5%
  • Terms: 12, 18, & 24 Months
  • Closing Timeline: Same Day Approval, Close in as little as 4 days
  • Loan Purpose: Cash Out, Partnership Buyout, Bridge to Construction, Rehab, Ground Up Construction
  • Occupancy: None Required
  • Amortization: Interest Only
  • Loan Sizes: $100,000-5,000,000

Mid Term Loans

  • Asset Classes: Residential, Multi-Family, Mixed-Use
  • Rates Starting At: 7%
  • Terms: 24, 30, & 36 Months
  • Closing Timeline: Same Day Approval, Close in as little as 5 days
  • Loan Purpose: Cash Out, Partnership Buyout, Bridge to Bank/Agency Loan
  • Occupancy: Residential – 100% Occupied, 5+ Units – 75% Occupied
  • Amortization: Interest Only
  • Loan Sizes: $100,000-5,000,000

Rental Loans

  • Asset Classes: 1-4 Family, Mixed Use, Multi-Family, Condo, Portfolio
  • Rates Starting At: 4.99%
  • Terms: 5/1 Arm, 7/1 Arm, 10/1 Arm
  • Closing Timeline: Same Day Approval, Close in as little as 30 days
  • Loan Purpose: Purchase, Refinance, Cash Out
  • Occupancy: Leases Required, DSCR: Min of 1.0
  • Amortization: Interest Only / Full Amortization
  • Loan Sizes: $100,000-5,000,000

Jumbo Bridge Loans

  • Asset Classes: Residential, Multi-Family, Mixed-Use, Retail/Office
  • Rates Starting At: 8.5%
  • Terms: 12, 18, & 24 Months
  • Closing Timeline: Same Day Approval, Close in as little as 10 days
  • Loan Purpose: Cash Out, Partnership Buyout, Bridge to Construction, Rehab & Construction
  • Occupancy: None Required (C/O Required)
  • Amortization: Interest Only
  • Loan Sizes: $3,000,000-15,000,000

 

Business Website Address
Business Phone Number
212 201 0750
Business Address
11 Middle Neck Road,
Suite 314, Great Neck,
NY 11021
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Posted by Triumph Capital Partners on Friday, December 6, 2019

 

About

The firm’s principals have a combined 40+ years of experience in property development and real estate finance and have originated over $1 billion in high-yielding private mortgages throughout their careers.

Triumph’s mission is to provide debt capital to meet the complex needs of today’s real estate investors nationwide.

Loan Programs

Fix & Flip

Fund your Fix & Flip with Triumph Capital Partners. Low rates with no hidden fees

  • Up to 85% of purchase
  • Up to 100% of Rehab
  • Rates Starting at 7.99%
  • Loans $100K – $3.5M

Construction

Ground Up Construction capital for real estate investors to expand construction projects.

  • Up to 85% LTC
  • Rates Starting at 8.99%
  • Loans $250K – $8M
  • SFR / Multi-family / Mixed Use

Bridge Acquisition

Bridge Acquisition capital for real estate investors to stabilize their assets, increase purchasing power, and maximize value in any market.

  • Up to 75% LTV
  • Rates Starting at 7.99%
  • Loans $150K – $3.5M

Small Balance Commercial

Grow your commercial investment portfolio with Triumphs customized and flexible lending options.

  • Up to 80% LTV
  • Rates Starting at 7.99%
  • Loans $500K – $5M

 

Business Website Address
Business Phone Number
(877)353-1099
Business Address
155 S. Highway 101, Suite 7 Solana Beach, CA 92075
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LOANS

COMMERCIAL LOANS

With Universal Commercial Capital you will find a partner that has commercial loan resources to provide you with great rates, low fees, and streamlined process. Our commitment is to deliver safe financing solutions that you need and help you create and preserve wealth over a period of time. This way long term success is a guarantee. A hassle-free process with simplified documentation, a variety of loan programs starting from $150,000. Best customer services and support to guide you each step of the way whether you are looking to purchase or refinance. At Universal Commercial Capital we understand that matching your needs is our primary goal, and that’s why we provide you with an experienced team and diverse mix of commercial real estate loans.

BENEFITS OF COMMERCIAL LOAN: Commercial loan – commercial mortgage loan is a loan which is granted to different type of businesses and is secured by commercial property. It can be owner-occupied or investor property. This includes properties such as: Offices (office buildings), shopping malls, apartment buildings (complexes), warehouses (industrial), and few other commercial property type.

TYPES OF COMMERCIAL LOANS: 

  • Fixed Rate Mortgage (FRM)
  • Adjustable Rate Mortgage (ARM)
  • Balloon Mortgage
  • Interest Only Mortgage

HARD MONEY LOANS

A loan that is secured by property and usually provided by private lender. Most of the hard money loans are short term that might last for one year or less. hard money interests are usually higher and are associated with projects that last few months or years. Qualification varies between lenders and loan uses. Lenders will evaluate value of the property to find out if they want to make a loan and which amount they can give. Security is provided in the property.

BENEFITS OF HARD MONEY LOANS: Although hard money has higher rates in comparison to regular lending, there are still benefits to applying for hard money loan. They are easier to apply for and are more available to borrowers when the same has problem with finding money. Documentation requirements are easier on borrowers and the closing is faster than regular loans, giving investors benefits from deals before others. Credit score is not as important, and sometimes closing can take a bit more then a week, where banks will take months to complete a regular loan.

 

FIX & FLIP LOANS

Fix and flip loans are used by short-term real estate investors to purchase and renovate a property before flipping it for a profit. This type of financing for flipping houses offers investors fast closings for properties in any condition. The most popular type of fix and flip loans are hard money loans.

BENEFITS OF FIX & FLIP LOANS:

  • Potential to Make a Quick Profit
  • Gain Experience
  • Construction
  • Local Market
  • Buyer Insights
  • Unanticipated Costs
  • Real Estate in General
  • Increase Your Network

Fix & Flip Financing: Obtain financing for up to 85% of the purchase price + up to 100% of the renovation costs with rates starting as low as 8.25%

Business Website Address
Business Phone Number
888-334-9039
Business Address
8907 Warner Ave Ste 145 Huntington Beach, CA 92647-8303
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Our Rental360 Loan Program is perfect for the professional investor looking to grow their portfolio of single-family rental properties

Rental360 Features

  • Full 30 year terms, no balloons
  • Streamlined qualification process emphasizing property
    level cash flow
  • No tax returns required
  • Up to 70% LTV for Refinances and 80% LTV for Purchases
  • Simple haggle-free pricing you can depend on
  • Protect your identity and other assets by borrowing in
    a corporate entity
Highly Specialized in Rental Loans

Visio Lending’s laser-like focus and rental loan expertise simply cannot be matched. Would you go to a foot doctor for a headache? Or an employment attorney for a divorce? There is something to be said for going to a specialist for the specialty you need.

Another clear benefit of choosing a specialized rental lender instead of financing all of your investments, such as your fix and flips, through one lender: avoiding cross-default provisions. Essentially, through a cross-default provision, if a borrower fails to pay interest or principal on time for one loan, the lender has the right to default the borrower on all of their loans. Fix and flips are risky investments even for the best lenders, so it is always good practice to keep your rentals elsewhere.

Cash Flow Based Lender

Rather than look at the personal income of our investors, Visio looks at the monthly cash flow generated by the property compared to the debt. We do this using a metric called Debt-Service Coverage Ratio (DSCR). DSCR is calculated by dividing the monthly rent by the monthly principal, interest, taxes, insurance and association dues (PITIA).  A DSCR of 1 indicates the investor is breaking even, and anything above a 1.2 is considered solid. Many investors that own multiple mortgaged rental properties have too much “debt” to qualify for traditional financing, so using DSCR rather than DTI enables them to acquire more rentals.

Business Website Address
Business Phone Number
888.521.0353
Business Tags
Business Address
1905 Kramer Lane
B-700
Austin, TX 78758
78758
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OUR HARD MONEY LOAN PRODUCTS

We’ve designed a range of products to suit every type of residential real estate investor, from fix and flip to cash-out refinance loans, and many more. So whether you’re flipping a home in New York, or cashing out property wealth in Florida, we’ve got a competitively priced product for you.

Fix & Flip Loans

Fix & Flip loans allow the borrower to make a quick return on their investment while stimulating communities – We Lend is proud to support the cause! We Lends Fix & Flip program allows the borrower to invest as little as 10%. We offer up to 90% of the borrower’s purchase price and 100% of the renovation cost in as little as 3-7 business days. Prior to finding We Lend, many of our borrowers would search for investors/partners with capital; in return for the investors/partners’ capital, the borrower shared 50% of their profits. We Lend views our borrowers as our partners, however, our borrowers keep 100% of the profits!

Inquire about our ZERO point program
No upfront fees
No prepay penalties
No bank statements or tax returns needed
Tenant or Squatter occupied property? No problem!
No access into the property? No problem!
Proof of funds needed? No problem!
No experience? No problem!
Loans funded in 3-7 business days!

Construction Loans

Construction Loans are a great source of capital for investors who are purchasing or own properties that need extensive construction or renovation. It is common that the extent of the construction prevents a traditional bank from financing such properties. We Lend’s philosophy is different. We Lend views a Construction Loan as a means to improve and revitalize a community while helping the investor on their journey to profitability and generational wealth.

Rental Loans

Experts say that the best way to build wealth is by generating recurring monthly revenue – there is no better way to do just that than acquiring rental properties. We Lend is a big advocate of building wealth and our rental program is here to assist in achieving that goal. Our Rental Loan Product is underwritten as a hard money loan but with traditional type terms and rates. Let’s build wealth!

Service Area : Nationwide AK AL AR AS AZ CA CO CT DC DE FL GA GU HI IA ID IL IN KS KY LA MA MD ME MI MN MO MP MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UM UT VA VI VT WA WI WV WY

Business Website Address
Business Phone Number
(212) 777-7780
Business Address
8810 136th St, Richmond Hill, NY 11418
11418