fix and flip loans

Address: 5230 Las Virgenes Rd, Suite 105Calabasas, CA 91302
91302
Long Business Description:

Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $7.74 billion.

Loans

  • Fix-and-flip loans can fund the purchase and renovation of residential investment properties. They’re typically short-term and offer quick closing on non-owner occupied properties in any condition. Anchor Loans can quickly fund your next fix-and-flip project with ease and reliability.
  • A new construction hard money loan can be used to finance the acquisition and construction of real estate properties. Anchor Loans can quickly fund your next construction project with speed, ease, and reliability.
Business Website Address: https://www.anchorloans.com/
Business Phone Number: (888) 214-2791
Address: 2100 Main Street. Suite #265
Huntington Beach, CA 92648
Long Business Description:

Aegis Funding, catering to real estate investors

Call us to fund your next real estate investment, 714-465-4611

Posted by Aegis Funding on Friday, September 16, 2016

 

ABOUT AEGIS FUNDING

Aegis Funding has been performing mortgage origination and mortgage banking transactions for over 12 years. We have developed a system, based on experience, to not only thoroughly underwrite any type of transaction but also streamline and automate processes for loan servicing; including all necessary precautions for total asset protection.

We are well versed in secondary markets; utilizing our financial background to maximize yields to the mortgage pool. Our years of REO experience help to mitigate risk and potential loss on any problems that might arise during the loan process. If you’re looking for asset protection, a great yield on your investment, and a little joy from helping others, then look no further. You’ve found it with Aegis Asset Backed Securities, LLC.

LOANS

Fix & Flip Loan

As a loan type, fix and flip is used exclusively for residential real estate opportunities that you are looking to rehab and sell within a short period of time, typically 6 to 9 months from the date of purchase.  Investors will purchase a distressed property or fixer-upper, with the intention of ‘fixing’ the damage and improving its look.

  • Loan Amount $50,000 – $2,500,000
  • Loan-To-Value (LTV) Max 75% of the (ARV)
  • No Prepayment Penalties
  • Rates 8.99% to 13%
  • Loan Points 2 to 3

Our Process:

  1. Loan Scenario: Tell us what you need the money for and what you have to offer.
  2. Pre-Approval Letter: Based on your loan scenario we can provide you with a pre-qualification letter within as little as 24 hours.
  3. Gather Docs: We will provide you with a list of documents we need in order to obtain and verify all your information.
  4. Fund Loan: Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.

Commercial Loans

For investors who are looking to purchase, refinance, or draw cash from an investment – private lending offers an alternative route that is faster, more efficient, and focused on the asset more than the borrower. Investors who are looking to secure loans on a short term basis or with credit challenges are the perfect fit for a commercial private money loan. An asset-based underwriting process also allows us to consider creative real estate investments.

  • Loan Amount 2,500,000 – 5,500,000
  • Loan-To-Value (LTV) Max 75% of the (ARV)
  • No Prepayment Penalties
  • Rates 8.9% to 13%
  • Loan Points 2 to 3

Our Process:

  1. Loan Scenario: Tell us what you need the money for and what you have to offer.
  2. Pre-Approval Letter: Based on your loan scenario we can provide you with a pre-qualification letter within as little as 24 hours.
  3. Gather Docs: We will provide you with a list of documents we need in order to obtain and verify all your information.
  4. Fund Loan: Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.

2nd Trust Deed Loan

You can obtain up to 65% loan to value including the existing 1st Mortgage. Another advantage of obtaining a 2nd Trust Deed Mortgage is you can get money to improve your home and avoid paying or it over a 30 year period. A final advantage to obtaining a 2nd Trust Deed Mortgage is getting funding, and if the intent was Business, please consult your Accountant that it may be a Business write off.

  • 1st Mortgage Stays in Tact
  • Loan for a Short Period of Time
  • Can be a Business Write Off
  • Quick Money for Construction Projects

Our Process:

  1. Loan Scenario: Tell us what you need the money for and what you have to offer.
  2. Pre-Approval Letter: Based on your loan scenario we can provide you with a pre-qualification letter within as little as 24 hours.
  3. Gather Docs: We will provide you with a list of documents we need in order to obtain and verify all your information.
  4. Fund Loan: Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.

Buy & Hold Loans

Our buy and hold loans on residential real estate have been a great source of success for many of Aegis Funding’s top clients. With traditional lenders limited to lending on owner-occupied or primary residences, Aegis Funding is the top private money lender in the market on non-owner-occupied residential properties.

  • Loan Amount 2,500,000 – 5,500,000
  • Loan-To-Value (LTV) Max 75% of the (AVR)
  • No Prepayment Penalties
  • Rates 8.9% to 13%
  • Loan Points 2 to 3

Our Process:

  1. Loan Scenario: Tell us what you need the money for and what you have to offer.
  2. Pre-Approval Letter: Based on your loan scenario we can provide you with a pre-qualification letter within as little as 24 hours.
  3. Gather Docs: We will provide you with a list of documents we need in order to obtain and verify all your information.
  4. Fund Loan: Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.

Other Loan Products

We understand that each project demands a different type of loan. This is why we offer a variety of other products that will fit your needs and allow you to obtain the capital you want.

  • Max Loan Amount: 2,000,000
  • Terms (in months): 12 Months
  • Average Interest: 10.25%

At first, loan options may be hard to understand, but when you actually break down the most common loan types, it’s easier to know which is the best fit for the project. Whether you’re doing your very first fix & flip or you want to expand your existing property portfolio, you’ll be a savvier, more confident shopper if you know all the options we carry.

  • Rehab Fix & Flip
  • Buy, Rehab & Hold
  • Short Sale Challenges/REO’s
  • Cash-Out Refinance

Our Process:

  1. Loan Scenario: Tell us what you need the money for and what you have to offer.
  2. Loan Recommendation: Our team will review your scenario and determine what options are available to you.
  3. Pre-Approval Letter: Based on your loan selection we can provide you with a pre-qualification letter within as little as 24 hours.
  4. Gather Docs: We will provide you with a list of documents we need in order to obtain and verify all your information.
  5. Fund Loan: Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.
Business Website Address: https://www.aegisfunding.com/
Business Phone Number: 714-465-4611
Address: 1145 Asbury Ave.
Ocean City, NJ 08226
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About

No Income or No Credit? NO PROBLEM! We are a Private Lender that funds Fix & Flip, Rental and Hard Money Loans in days

We are a Direct Private Hard Money Lender that gets loans funded in days, not months that banks and other mortgage companies cannot or will not fund. We offer true No Income – NO DOC Loans, Fix & Flip, Long Term Rental Loans, Cash out or Purchase, in addition to our Business, Personal and Commercial Loans.

We also offer Joint Ventures opportunities to Real Estate Investors, Realtors, and Contractors who are looking to buy Fix & Flip properties. Brass Financial Group will partner with you and put up 100% of the funds needed in return for a percentage of your profits. Call today to learn more and reserve your funds!

Loan Programs

Fix And Flip:

We make sure our fix and flip loans get closed in a quick and convenient manner so that you can get the funding for your project easily! Call one of our loan experts at (609) 800-FUND to discuss a possible loan.

  • Income Required: None
  • Min. FICO: None
  • Rates: 7.99-14%
  • LTV: 75%
  • Renovation Financing: Up to 100%
  • Down Payment: 0-20%

No Income Business Loans:

A No Doc Business loan from Brass Financial Group is the easiest and quickest way to get your business the cash it needs. With no income verification required and no minimum FICO score, being approved is easier than ever!

Call one of our Business Loan Professionals today to learn more about our wide array of No Income Business Loans to meet your needs. We help Entrepreneurs obtain the capital they need to succeed and we are looking forward to helping your business as well.

Hard Money:

Our goal at Brass Financial Group is to help all of our clients get the money that they need WHEN they need it. A Hard Money loan is the quickest way to secure funding for a property. Look below for the details of our program!

  • Experience Needed: None
  • Loan Term: 1-3 Years Interest-Only Payments
  • Rates: 8.99-14%
  • LTV: Up to 85%
  • Min. FICO: None
  • Income Required: None

No Income Rental Loans:

If you would like more information regarding our rental loan program, contact us at (609) 800-FUND to speak with one of our loan professionals.

  • Max LTV: 75%
  • Loan Term: 3, 5, 7 Year ARM – 30 Year Term
  • Rates: 4.99%& Up
  • Income Required: None
  • Lending Areas: Nationwide

No Income Commercial Loans:

Our Commercial loan program makes it easy to get approved quickly! With flexible terms and convenient closings, this is the ideal program for all.

  • Max LTV: 75%
  • Closing Time: 30 Days or Less
  • Rates: Starting at 4.99%
  • Income Required: None
  • Lending Areas: Nationwide

Residential Mortgages:

Brass Financial Group is proud to offer traditional mortgages in addition to our renowned No Doc programs! We are proud to be able to offer the following residential loan options:

  • Conventional
  • FHA
  • USDA
  • VA
  • HUD
  • Fannie Mae
  • Freddie Mac

 

Business Website Address: https://brassfinancialgroup.com/
Business Phone Number: (609) 800-FUND
Business Fax: (609) 601-6501
Address: 5550 Glades Road
Boca Raton, FL 33431
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Loan Programs

Hard Money Loan:

  • Loan Amount: $75,000 – $10 Million
  • Term Length: 6 – 36 months
  • Max LTV: Up to 80%
  • Amortization: Interest only
  • Interest Rate: Starting at 7.49%
  • Closing Time: 3 – 7 Days
  • Loan Use: Purchase, refinance, cash-out, construction, renovation

Fix and Flip Loan:

  • Loan Amount: $75,000 – $5 Million
  • Term Length: 12 – 18 Months
  • Max LTV: 85%
  • Max LTC: 90%
  • Amortization: Interest only
  • Interest Rate: Starting at 7.49%
  • Closing Time: 7 – 10 Days
  • Loan Use: Purchase, refinance, cash-out, construction, renovation

Rental Investment Loan:

  • Loan Amount: $75,000 – $1.5 Million
  • Term Length: 30 years
  • Max LTV: 85% (Purchase), 80% (Refinance & Cash-out)
  • Amortization: 30 YR, 3 YR I/O, & 5 YR I/O
  • Interest Rate: Starting at 5.25%
  • Min. Credit Requirement: 650 FICO
  • Closing Time: 10 – 14 Days
  • Loan Use: Purchase, Refinance, Cashout

Small Balance Commercial Loan:

  • Loan Amount: $250,000 – $5 Million
  • Term Length: 1 YR, 2 YR, 5 YR, and 10 YR Terms
  • Max LTV: Up to 80%
  • Amortization: Interest only or Full Amortization
  • Interest Rate: Starting at 6.35%
  • Closing Time: 10 – 17 Days
  • Loan Use: Purchase, refinance, cash-out

Commercial Bridge Loan:

  • Loan Amount: $250,000 – $20 Million
  • Term Length: 6 – 36 months
  • Max LTV: Up to 75%
  • Amortization: Interest only
  • Interest Rate: Starting at 7.99%
  • Closing Time: 7 – 14 Days
  • Loan Use: Purchase, refinance, cash-out, construction, renovation

Multifamily Bridge Loan:

  • Loan Amount: $250,000 – $10 Million (larger loans case by case)
  • Term Length: 3 – 24 months
  • Max LTV: 90%(Combined) 80%(Purchased) 75%(Refinance) 65%(Cash out)
  • Amortization: Interest only
  • Interest Rate: Starting at 7.99%
  • Credit Requirement: 575 FICO
  • Closing Time: 10 – 14 Days
  • Loan Use: Purchase, refinance, cash-out, construction, renovation

Ground Up Construction Loan:

  • Loan Amount: $250,000 – $10 Million
  • Term Length: 6 – 36 months
  • Max LTV: Up to 75%
  • Max LTC: Up to 85%
  • Amortization: Interest only
  • Interest Rate: Starting at 8.49%
  • Closing Time: 17 Days
  • Loan Use: Purchase, refinance, cash-out, Construction on Entitled or Shovel Ready Land

Foreign National Loan:

  • Loan Amount: $75,000 – $10 Million
  • Term Length: 6 – 36 months
  • Max LTV: Up to 70%
  • Amortization: Interest only
  • Interest Rate: Starting at 7.99%
  • Closing Time: 5 – 7 Days
  • Loan Use: Purchase, refinance, cash-out, construction, renovation
Business Website Address: https://capitalfundingfinancial.com/
Business Phone Number: (866) 999-2011
Address: 160 N 82nd Place
Scottsdale, AZ 85257
Long Business Description:

 

Loan Programs

Capstone Financial will provide you with recommendations that will help you achieve short-term and long-term goals. We fund private money loans nationwide. Whether you are looking for a private money lender or subprime lender, we are able to fund your loan fast. Our offered loan types include fix and flip, rehab, commercial, and residential bridge loans.

FIX & FLIP

Are you looking for a fix and flip loan with an easy funding process? Need Rehab money funded as well? Capstone Financial’s National lending platform is right for you! We offer an option to conventional funding that is great for fix and flip projects. Just fill out the form and we’ll have you an approval answer in 24 hours!

We help you to grow your fix & flip business by providing funding for single-family residential fix & flip projects nationwide.

When you choose us for your hard money lender, you will come to know that our process is streamlined and efficient. We fund up to 80% of the purchase price, plus 80% of the Rehab budget, so you have more money in reserve for operating costs.

Information:

  • Asset underwritten, most of the approval decision is based on property value.
  • We do not charge an annual fee in most circumstances.
  • Less documentation
  • Competitive rate

Benefits: 

  • Offered nationwide
  • Professional guidance
  • High-tech security and privacy
  • FDIC loan servicing so you get payoff info fast when you want to close

Terms:

  • 6-36 months for loans
  • 1-4 pts
  • 12- 18% percent

 

RESIDENTIAL

When it comes to residential hard money loans, there are many choices open to borrowers. Our residential hard money loans provide you with the fast funding and loan terms that you need to help you reach your real estate goals.

It is the mission of Capstone Financial, to provide a true direct lending platform, offering defined and concise funding parameters you can rely upon for your non-prime residential and commercial funding needs. Our clients enjoy dealing with us as our lending programs are very straight forward and easy to understand.

We provide direct hard money lending for real estate investors who specialize in 1-4 family properties. So, get fast, reliable funding, when you need it. We are the right destination for you to close more transactions and maximize profits. We are fully capitalized and provide a large tariff of loan choices for the residential investor.

We offer residential hard money for following property types:

  • Single Family Residence
  • Condominium
  • Apartment
  • Duplex, Triplex, Quadraplex
  • Fix and Flip or Fix and Hold

As a direct hard money lender, Capstone will process, underwrite, and fund all hard money loans in our office. We understand real estate hard money lending and have a proven track record for the same. We have funded many hard money loans with hundreds of satisfied borrowers, brokers, and real estate professionals.

COMMERCIAL

Capstone Financial provides private money or “hard money” loans for Commercial real estate investments. As one of the premier hard money lenders, we provide secure funding for commercial and qualifying residential investments.

We can also offer you a nationwide commercial mortgage program for clients with hard money needs for a larger geographic area.

Commercial hard money programs are an opportunity for borrowers who do not qualify for our core programs to overcome adverse situations and obtain a commercial mortgage. Our softer hard money program will feature the same common-sense approach to lending as our standard programs, as well as the speed and attention to detail you trust.

We include the following property types for commercial hard money loans:

  • Office Buildings
  • Apartment Complexes
  • Senior Housing
  • Hospitality
  • Self Storage
  • Industrial Buildings (Light)
  • Retail Shops
  • Strip Malls
  • Shopping Centers
  • Automotive (no in-groud lifts)
  • Almost any income-generating commercial property

Being a quality private money or hard money lender, we understand that every client is unique and timing is everything, especially when it comes to investment properties. In Capstone Financial, you have a true professional private money lender for commercial and residential real estate investments.

We have been closing nonconforming commercial mortgages for years, and we’re excited to provide this softer hard money program that allows us to offer you more services and strengthen our relationship.

Business Website Address: https://capstonefi.com/
Business Phone Number: (480) 336 2828
Address: 18301 Von Karman Ave., #330
Irvine, CA 92612
Long Business Description:

https://www.facebook.com/centerstreetlendingcorp/videos/1084025895301651/

 

Our Difference

We are personally invested in each and every loan. We deliver easy transactions that are competitively priced and swiftly executed. Above all, we are committed to our customers’ success because when they succeed it’s good for everyone.

Loan Programs

Fix/Flip Program

For seasoned investors who buy, rehab and sell residential properties of up to 4 units.

Loan Features:

  • $100,000 – $2,500,000 loan amount
  • Flexible underwriting with minimal documentation
  • Quick closing time – 10 days or less
  • Maximum LTV (purchase): 85%
  • Maximum LTARV (after-repair value): 75%
  • Maximum LTC construction: 85%
  • Extremely competitive rates and points
  • Loan term: 6-18 months
  • Extensions options available
  • In-house easy draw process: fulfilled in four days
  • Property types: single-family residence, 2-4 units, townhomes, planned unit development, condominium
  • All properties must be non-owner occupied
  • No prepayment penalties
  • Markets: AZ, CA, CO, DC, FL, GA, MD, NC, OR, TN, TX, VA & WA
  • Foreign national: subject to a lower LTC/LTV threshold

Loan Benefits:

  • Easy lending on residential and rehab projects
  • Create more opportunities with fast loan turnaround
  • Less capital required to complete a project
  • You are covered if projects are extended
  • Quick access and hassle-free draws

Rental Program

Our rental program is for seasoned investors who buy and rent residential properties up to 4 units.

Loan Features:

  • Loan Amount: $150,000 – $1,500,000 ($50,000/unit min.)
  • Loan term: 30 years, 3 years fixed
  • Prepay: 3% prepay first 3 years, 3/2/1 available
  • Rates and points:  Extremely competitive
  • Maximum LTV: Up to 75%
  • Cash-out available: Certain terms apply
  • Quick closing time: 10 days or less
  • Underwriting: Flexible with minimal documentation
  • Property types: Single-family residence, 2-4 units,
    townhome, planned unit development & condominium
  • Markets: AZ, CA, CO, DC, FL, GA, MD, NC, TN, TX, VA & WA
  • Occupancy: Non-owner occupied properties only
  • Foreign nationals: Subject to a lower LTV threshold
  • Minimum DSCR: 0.75

Loan Benefits:

  • Create more opportunities with fast loan turnaround
  • Easy lending with limited documentation required
  • Simple process with a loan based on DSCR vs. tax returns

Ground Up Construction Program

Our ground-up construction program is for seasoned investors who need capital to start projects right away.

Loan Features:

  • Loan Amount: $250k minimum
  • Fico Score: 680 minimum
  • Loan term: 9 to 18 months
  • Prepay: No pre-payment penalty
  • Rates and points:  Extremely competitive
  • Maximum LTC/LTV: Up to 75%
  • Cash-out available: Certain terms apply
  • Quick closing time: 10 days or less
  • Underwriting: Flexible with minimal documentation
  • Property types: Single-family residence, 2-4 units,
    townhome, planned unit development & condominium, Multi-units < 20
  • Markets: AZ, CA, CO, DC, FL, GA, MD, NC, OR, TN, TX, VA & WA
  • Occupancy: Non-owner occupied properties only
  • Ground up experience required

Loan Benefits:

  • Create more opportunities with fast loan turnaround
  • Easy lending with limited documentation required
  • Quick, hassle-free draws to keep your construction projects moving

Bridge Loan Program

Our bridge loan program is for seasoned investors who need a bridge loan to close quickly on a property.

Loan Features:

  • Loan Amount: $100k minimum
  • Fico Score: 620 minimum
  • Loan term: 6 to 24 months
  • Entity ownership preferred
  • Rates and points:  Extremely competitive
  • Maximum LTC/LTV: Up to 75%
  • Cash-out available: Certain terms apply
  • Quick closing time: 10 days or less
  • Underwriting: Flexible with minimal documentation
  • Property types: Single-family residence, 2-4 units,
    townhome, planned unit development & condominium. Multi-units < 20
  • Markets: AZ, CA, CO, DC, FL, GA, MD, NC, OR, TN, TX, VA & WA
  • Occupancy: Non-owner occupied properties only

Loan Benefits:

  • Create more opportunities with fast loan turnaround
  • Easy lending with limited documentation required
  • No existing leases required, must be rent ready
Business Website Address: https://www.centerstreetlending.com/
Business Phone Number: 866.337.1062
Address: 20422 Beach Blvd., #445
Huntington Beach, CA 92648
Long Business Description:

 

RESIDENTIAL LOAN PROGRAMS

PRIVATE MONEY BRIDGE LOANS

  • RATES: 7.99% – 13.99%
  • LOAN TO VALUE: UP TO 70% LTV
  • LOAN AMOUNTS: $80,000 – $15,000,000***
  • LOAN POINTS: DEPENDING ON THE STRENGTH OF THE FILE, EQUITY POSITION, EXIT STRATEGY, EXPERIENCE & ETCS.
  • EVALUATION PROCESS: Appraisal From Vendor List (Can Except 3rd Party Appraisals CBC)
  • LOAN PURPOSE: BUSINESS, COMMERCIAL ONLY (NO CONSUMER LOANS)
  • LOAN TERMS: 3 – 12 MONTHS INTEREST ONLY (13-24 Months CBC)
  • MINIMUM FICO:  **620 FICO
  • LOCATION: ALMOST NATIONWIDE
  • LOAN TO PURCHASE: UP TO 75% LTP*
  • COMBINED LOAN TO VALUE: 90%CLTV (100%CBC)
  • PROPERTY TYPES: NON-OWNER SFR, 2-4 UNITS & CONDOS, TOWNHOMES
  • LIEN POSITION: SENIOR LIEN POSITION ONLY
  • VESTING: ENTITIES ONLY
    (CORP., LLC, LP)
  • LOAN PURPOSE: PURCHASE, CASH OUT, RATE & TERM
  • TITLE SEASONING: NO SEASONING
  • PREPAYMENT PENALTY: NONE

PRIVATE MONEY FIX N FLIP LOANS

  • RATES: 7.99% – 14.99%
  • AFTER REPAIR VALUE: UP TO 60% ARV
  • LOAN AMOUNTS: $80,000 – $10,000,000
  • LOAN POINTS: DEPENDING ON THE STRENGTH OF THE FILE, RESUME OF GC
  • EVALUATION PROCESS: APPRAISAL MUST HAVE AS-IS VALUE & ARV
  • LOAN PURPOSE: FIX & FLIP, FIX & HOLD
  • LOAN TERMS: 3 – 12 MONTHS INTEREST ONLY (CBC UP TO 18 MONTHS)
  • MINIMUM FICO: 575 (CBC DOWN TO 525)
  • LOCATION: ALMOST NATIONWIDE
  • LOAN TO PURCHASE: UP TO 70% LTP
  • CONSTRUCTION EVALUATION: 3RD PARTY STUDY REQUIRED
  • PROPERTY TYPES: NON-OWNER SFR, 2-4 UNITS.
  • LIEN POSITION: SENIOR LIEN POSITION
  • VESTING: ENTITIES ONLY (CORP., LLC, LP)
  • TITLE SEASONING: NO SEASONING
  • PREPAYMENT PENALTY: NONE

CROSS COLLATERAL BLANKET LOANS

  • RATES: 8.50% – 14.99%
  • LOAN TO VALUE: UP TO 70% LTV
  • LOAN AMOUNTS: $80,000 – $15,000,000
  • LOAN POINTS: DEPENDING ON THE STRENGTH OF THE FILE,
  • EVALUATION PROCESS: Appraisal From Vendor List (Can Except 3rd Party Appraisals CBC)
  • LOAN PURPOSE: BUSINESS, COMMERCIAL ONLY (NO CONSUMER LOANS)
  • LOAN TERMS: 3 – 12 MONTHS INTEREST ONLY (13-24 Months CBC)
  • MINIMUM FICO: **580 FICO
  • LOCATION: ALMOST NATIONWIDE
  • LOAN TO PURCHASE: UP TO 75% LTP
  • COMBINED LOAN TO VALUE: 90%CLTV (100%CBC)
  • PROPERTY TYPES: NON-OWNER SFR, 2-4 UNITS & CONDOS
  • LIEN POSITION: SENIOR LIEN POSITION
  • VESTING: ENTITIES ONLY (CORP., LLC, LP)
  • LOAN PURPOSE: PURCHASE, CASH OUT, RATE & TERM
  • TITLE SEASONING: NO SEASONING
  • PREPAYMENT PENALTY: NONE
Business Website Address: https://www.equitycapfundadvisors.com/
Business Phone Number: 866-897-6966
Address: 6216 N. Federal Hwy.
Ft. Lauderdale, FL 33308
Long Business Description:

 

 

ABOUT US

Before there were online or hedge fund-backed lenders, there was, and still is, EquityMax.  We are an efficient, hard-working operation that has always had a singular focus: catering to real estate investors.  We spend every minute of every day finding, selling, and funding deals on time, every time.  Established in 1990 to serve the needs of the real estate investment community, EquityMax has grown to one of the leading direct lenders in Florida, while also catering to out-of-state markets.  These include Georgia, South Carolina, North Carolina, Tennessee, Alabama, and more! With our help and a solid effort on your part, you should be able to profit handsomely in the business of real estate investing.

Our knowledgeable personnel has over 60 years of combined real estate experience to aid in any and all of your real estate transactions.
The EquityMax staff includes:

  • State-licensed Real Estate Brokers
  • 10 state-licensed Real Estate Broker Associates
  • 2 licensed, NMLS-recognized Loan Originators
  • Fully bilingual support staff.  HABLAMOS ESPANOL!

LOAN PROGRAMS

Fix and Flip / Cash-Out REFI

Quick Financing for the investor who wants to get in, get out, and move onto the next project.  If you already own a property outright, EquityMax can collateralize that real estate for direct funds to use on your next investment purchase.

  • Flexible LTVs (based on both Purchase Price and ARV)
  • Competitive Rates (Interest-Only and/or Fully Amortized options)
  • Minimal Insurance Requirements (No Wind / Flood / Builder’s Risk required)
  • No Balloon / No Prepayment Penalty
  • Free Comparable Analysis
  • Free Repair Analysis

Foreign National Loans

Hassle-free options for investors who do not meet standard credit qualifications.

  • ZERO prequalification financing
  • No Credit Required
  • No Asset Verification, Foreign or Domestic
  • No Personal Guarantee
  • All Residential and Commercial Property considered, including Condos

Non-Recourse Lending

Tailored loans for investors who invest with their alternative investment accounts.

  • Purchase properties through your Self-Directed IRA
  • Unique financing options with no personal guarantee
  • Profits are Tax-Deferred
  • Zero Prequalification or Documentation Required
  • Access to a preferred list of real estate-focused custodian servicers

Transactional Funding

Reliable, guaranteed financing for wholesalers who specialize in the “double closing”.

  • Perfect for Wholesalers
  • 100% of funds, including closing costs, financed by Lender
  • No Minimum or Maximum Loan Amounts
  • Title Company-Friendly
  • 1-3 Day Funding
  • For Transactions Under $1mm, starting at 1% of Loan Amount or $1,000, whichever is greater
  • For Transactions Over $1mm, inquire about specific terms

 

 

Business Website Address: https://www.equitymax.com/
Business Phone Number: (954) 267-9103
Business Fax: (954) 771-2407
Address: 315 Montgomery St., Floor 16, San Francisco, CA 94104
Long Business Description:

 

LOANS

 

Fix-and-Flip Bridge Loans

  • Low cost: Alongside competitive and low rates, we offer low origination points, high leverage, and no application fee.
  • Simple and fast process: We combine reliable funding, fast close times, and easy-to-use technology to create a financing experience that alleviates confusion.
  • Flexible experience: Our expert team works with you to support your individual needs, providing rates and points that get better as you flip more.
  • Rates as low as 7.95%
  • Closing fees as low as $999
  • Close in as few as 5 days
  • No application fee
  • Online access to your loans
  • Dedicated experience manager

 

Rental Loans

  • High leverage: Finance up to 80% of your property’s value.
  • Low-document process: Move quickly with no personal income verification, no reserve requirements, and no minimum DSCR.
  • Streamlined technology: Our online dashboard paired with support from our team creates a simplified, reliable experience.
  • 2-4plex, detached-pud, and single-family properties (Non-owner-occupied rental properties only)
  • Individual and entity borrowers eligible
  • Minimum 640 FICO requirement
  • Cash-out up to $500,000 after 6 months (Cash-out LTV based solely off of appraised value, not cost basis)
  • No prepayment penalty after 3 years
  • No hard credit pull
Business Website Address: https://www.lendinghome.com/
Business Phone Number: 844-415-4663
Address: 11 Middle Neck Road,
Suite 314, Great Neck,
NY 11021
Long Business Description:

https://www.facebook.com/Sharestates/videos/2024158151013102/

 

Loan Programs

Sharestates is asset class agnostic. Whether it’s a Residential 1-4 Family property, Multi-Family property, Mixed-Use property, or otherwise – we’re here to provide you with the funding you need.  You’d just need to pass our 34-point screen that emphasizes your credit score, experience, and track record. Our platform can provide you with short term bridge loans, mid-term, and/or long-term rental loans. Programs are detailed below:

Bridge Loans

  • Asset Classes: Residential, Multi-Family, Mixed-Use, Retail/Office
  • Rates Starting At: 7.5%
  • Terms: 12, 18, & 24 Months
  • Closing Timeline: Same Day Approval, Close in as little as 4 days
  • Loan Purpose: Cash Out, Partnership Buyout, Bridge to Construction, Rehab, Ground Up Construction
  • Occupancy: None Required
  • Amortization: Interest Only
  • Loan Sizes: $100,000-5,000,000

Mid Term Loans

  • Asset Classes: Residential, Multi-Family, Mixed-Use
  • Rates Starting At: 7%
  • Terms: 24, 30, & 36 Months
  • Closing Timeline: Same Day Approval, Close in as little as 5 days
  • Loan Purpose: Cash Out, Partnership Buyout, Bridge to Bank/Agency Loan
  • Occupancy: Residential – 100% Occupied, 5+ Units – 75% Occupied
  • Amortization: Interest Only
  • Loan Sizes: $100,000-5,000,000

Rental Loans

  • Asset Classes: 1-4 Family, Mixed Use, Multi-Family, Condo, Portfolio
  • Rates Starting At: 4.99%
  • Terms: 5/1 Arm, 7/1 Arm, 10/1 Arm
  • Closing Timeline: Same Day Approval, Close in as little as 30 days
  • Loan Purpose: Purchase, Refinance, Cash Out
  • Occupancy: Leases Required, DSCR: Min of 1.0
  • Amortization: Interest Only / Full Amortization
  • Loan Sizes: $100,000-5,000,000

Jumbo Bridge Loans

  • Asset Classes: Residential, Multi-Family, Mixed-Use, Retail/Office
  • Rates Starting At: 8.5%
  • Terms: 12, 18, & 24 Months
  • Closing Timeline: Same Day Approval, Close in as little as 10 days
  • Loan Purpose: Cash Out, Partnership Buyout, Bridge to Construction, Rehab & Construction
  • Occupancy: None Required (C/O Required)
  • Amortization: Interest Only
  • Loan Sizes: $3,000,000-15,000,000

 

Business Website Address: https://www.sharestates.com/
Business Phone Number: 212 201 0750