A “Rental Investment” loan is a long-term loan used to purchase or refinance property with the intent to hold it for at least 3+ years in order to profit from the cash flow from the property and future appreciation. A Rental Investment loan is a great fit in the following situations:
- When the property does not need renovations.
- When you are looking to payoff a bridge loan which was used to renovate the property.
- When the property is stabilized, leased up, or generating any income.
- When you want a long term financing solution on rental investment property.
At Capital Funding Financial, rental investment loans close quickly…even in as little as 10-14 days at rates starting at 5.25%! Our Rental Investment loans require no personal income verification and very little documentation!
Program Overview
| Loan Amount: | $75,000 – $1.5 Million |
| Term Length: | 30 years |
| Max LTV: | 85% (Purchase), 80% (Refinance & Cash-out) |
| Amortization: | 30 YR, 3 YR I/O, & 5 YR I/O |
| Interest Rate: | Starting at 5.25% |
| Min. Credit Requirement: | 650 FICO |
| Closing Time: | 10 – 14 Days |
| Loan Use: | Purchase, Refinance, Cashout |
